What is a Wind Mitigation and what type of discounts can it provide?

A wind mitigation inspection evaluates several key aspects of a home to determine its resilience against windstorms. This includes examining the roof shape, the bracing of gable ends, how the roof deck is attached, the type of roof covering, connections between the roof and walls, secondary water resistance, and protections for doors and openings such as windows.

These factors are assessed to gauge how well a home can withstand high winds and potentially qualify for insurance discounts.

In Florida, wind mitigation credits can significantly reduce homeowners' insurance premiums, potentially offering savings up to 88% off the hurricane/wind portion of the premium.

These credits are applied for implementing specific wind-resistant features in your home, such as roof shape, roof-to-wall connections, and protection for openings like doors and windows.

The cost of a wind mitigation inspection, which is necessary to qualify for these credits, ranges from $75 to $150, but the savings from the credits often cover this cost in the first year​.

If you are in need of a policy review to make sure that you have received all of your policy discounts. Give us a call. Our number is within the comments.

#LetsTalkTuesday
#thewiseinsurancewoman