Water damage is one of those problems most homeowners don’t think about until they’re standing in their kitchen looking at wet flooring, damaged cabinets, or water dripping through the ceiling. But here’s an important question: Does homeowners insurance cover water…
When shopping for homeowners insurance, most people naturally focus on the premium. But there’s another question that may be even more important: How will your policy settle a covered loss? Two terms you may see are Actual Cash Value (ACV)…
If you own a home in Central Florida, you probably know homeowners insurance is important. But if someone asked you to explain exactly what your policy covers, could you? Many homeowners can’t. A homeowners policy contains several different coverages, limits,…
If someone asked you to explain exactly what your homeowners insurance policy covers, could you do it? For most homeowners, the honest answer is probably no. Many people purchase homeowners insurance because their mortgage company requires it, file the policy…
